Loam

Settlement in under 5 seconds

Agricultural payments,
finally in real time.

Loam is the settlement layer for global agri-trade. Capture liquidity, cut conversion costs, and clear invoices in seconds — not days.

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Settlement
< 5s
Fees
< 0.5%
Always on
24 / 7

Built by teams from

  • Goldman Sachs
  • Citadel
  • Deutsche Bank
  • Trafigura
  • Google
  • DeepMind
  • Solana

Why Loam

Future-proof financial infrastructure for agricultural trade.

A secure, scalable, transparent settlement layer — giving treasury and operations the instruments they need to trade with confidence.

  1. Automation

    Invoices clear themselves.

    Ingest, match, and settle invoices on a shared ledger. Finance teams stop chasing emails and start closing books.

    Invoice dashboard showing line items auto-matched and cleared on the Loam shared ledger.
  2. Speed

    Settlement in under five seconds.

    Traditional agri-payments take days or weeks to clear. Loam settles in the time it takes to load this page — with fees below 0.5%.

    Settlement confirmation completed in under five seconds, with a sub-0.5% fee line beneath.
  3. Currencies

    Local, foreign, and digital.

    Transact in local, foreign, and digital currencies, including regulated stablecoins — collapsing conversion costs for cross-border trade.

    Currency selector listing local, foreign and digital options including regulated stablecoins.

Operations

Streamline agricultural financial operations.

Reduce trading costs by up to 90%, clear invoices in seconds, and free working capital for the next deal.

Local & international payments

Instant settlement for faster agricultural payments.

Cut 90% of the cost of a traditional wire. Replace days-long settlement with seconds. Keep the audit trail.

Loam payment interface settling an agricultural invoice instantly, with a sub-0.5% fee line and full audit trail.

Treasury control

Hold and convert digital assets.

Park balances in stablecoins, convert to local currency at the moment of settlement, and keep working capital where it earns.

Loam treasury view: stablecoin balances held alongside local currency, with one-click conversion at the moment of settlement.

Transparency

Every shipment, every hop.

Autonomous verification. Accountability on-chain, end-to-end, across the supply chain.

Shipment tracker showing each verified hop from origin to destination, with on-chain accountability markers at every step.

FAQ

What finance teams ask before they ship.

Still need more? Our team walks through your specific flow on a 30-minute call.

Ready when you are

Join the teams using Loam to move agricultural trade at the speed of software.

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